(Memphis) Most probably know Tuesday is the deadline to file your tax returns, but what you may not know is you can take care of your debt without spending a dime upfront.
If you owe the IRS, one day is all you have left to file your 2013 tax returns.
Last minute filing is something the owner of Liberty Tax, Steve Krokowski, said he sees every year.
"We see anywhere from 100 to 200 in the last couple of days," he said.
The post offices in Memphis will not be open late Tuesday, because officials with the U.S. Postal Service said almost everyone now files online.
"E-filing is huge," Krokowski said. "It's well over 80 percent now of the number of people who file online."
One of the biggest reasons Krokowski said people push off filing is because they owe money.
If you do end up owing, there are several different ways you can make your payment.
One some people may not be familiar with is using your credit card, but there is a price for convenience.
"There is a fee for debit cards, which is a flat fee, and there is a fee for credit cards, which is a percentage of the amount that they're paying," Krokowski explained.
If you do not have the ability to pay up front, Krokowski said you can file for an extension, but interest will be added.
There is also an option for those who simply cannot pay what they owe.
"If the money you owe is well beyond your means, you can request to file an offer and compromise, where you offer the IRS less than what you owe them," he said.
If you do file an offer and compromise, be prepared to provide a lot of financial information to justify your claim.
If you are owed a tax refund and do not file by tomorrow, you will not be penalized.
However, if you do owe, you have to pay up or you will pay a fine for filing late.