If you've ever had your identity stolen or credit cards used without your permission, you could become a victim of Zombie Debt.
Zombie debt gets its name because the debts in question are supposed to be dead and buried since:
- They've been settled in bankruptcy proceedings.
- They're the result of mistaken identity or identity theft, so they were never your responsibility to begin with.
- Their statute of limitations has expired.
These debts are reanimated by collection agencies hoping to make some extra profits.
Garry Patterson of Clearpoint Credit Counseling is here to tell you how to stop this or fix it if it's already happening to you.
- (901) 684-6082